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Thoughts & Ideas

Notes on building credit products in India: onboarding and activation, repayments without incentives, and collections as part of the product.

Collections Belong in the Product

3 MINS

Designing Repayments That Work Without Cashback

4 MINS

For a Credit Card, Activation Is the Real Launch

4 MINS
Background

Nishant skipped presentations and built real AI products.

Nishant Pandita was part of the August 2026 cohort at Curious PM, alongside 24 other talented participants.